Salary tools · FY 2026-27
Salary hike calculator
A "12% hike" sounds abstract until you see it per month. Enter your current CTC and the hike — we show the new CTC and estimate how your monthly in-hand actually changes.
New annual CTC
Extra per year
Extra CTC per month
Estimated in-hand now (new regime)
Estimated in-hand after hike (new regime)
Extra in-hand per month
In-hand estimates use our standard assumptions — basic 40% of CTC, PF capped, Maharashtra, male. Your real change depends on how your employer structures the new CTC; run the full calculator with your new offer letter for the exact picture. Notice the in-hand rise is smaller than the CTC rise: part of every hike goes to PF and, once you cross a slab, a larger share goes to tax.
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Please note: estimates only — not tax advice. Tax rules: FY 2026-27. See our methodology page for formulas and sources.